COPPA Staff Training & Certification — 2025 Updated Rules
🔒 Internal ← Team Hub
1

What is COPPA?

The law, why it exists, and why it matters to your role

The Children's Online Privacy Protection Act (COPPA) is a US federal law that controls how companies collect, use, and share personal information from children under the age of 13. It was first enacted in 1998 and updated most recently in April 2025 with significant new rules that affect any brand in the children's space.

COPPA is enforced by the Federal Trade Commission (FTC). It applies to any website, app, or online service that is either directed at children under 13, or that knowingly collects data from children under 13 — even if the site is aimed at all ages.

⚠️
The penalties are real, verified, and growing. Every case in the next section is a matter of public record. The FTC has collected over $600 million in COPPA fines since 2019 alone. Small brands are not exempt — the law applies equally regardless of company size.
🇺🇸

US Federal Law

COPPA applies to US-based companies and to any company that targets US children — including non-US companies.

👶

Under 13

The protected age group is children under 13. Federal COPPA focuses specifically on under-13s.

🔍

"Knowingly" Matters

If you have any reason to believe a user is under 13, COPPA kicks in. Ignorance is not a defence if warning signs were ignored.

📅

Just Updated

The 2025 amendments took effect June 23, 2025. Full compliance required by April 22, 2026. Some old guidance is now legally insufficient.

$

Real Cases. Real Fines. Real Consequences.

Every case below is verified public record from the FTC and US Department of Justice

These are not hypothetical scenarios. Every case resulted in actual fines paid, court orders signed, and in some cases individuals personally named in federal complaints. The FTC collected over $600 million in COPPA penalties between 2019 and 2025 — and enforcement is accelerating.

CompanyYearWhat They Did WrongPenaltySource
Epic Games (Fortnite)2022Collected personal information from children without notifying parents or obtaining consent. Made it deliberately difficult for parents to delete their children's data. Children were automatically matchmade with strangers in voice chat.$275 million
Largest COPPA fine in history at the time
FTC v. Epic Games, Feb 2023
Google / YouTube2019YouTube collected personal data from children watching child-directed videos without parental consent. Used that data to serve targeted ads. Paid content creators more for child-directed content, creating a financial incentive to target kids.$170 million
FTC + NY Attorney General joint action
FTC / NYAG, 2019
Microsoft (Xbox)2023Collected personal information from children who created Xbox accounts without notifying parents or obtaining verifiable parental consent. Retained children's data longer than necessary even when consent was never granted.$20 million
Plus mandatory 10-year compliance program
FTC v. Microsoft, June 2023
Disney2025Failed to correctly label child-directed videos on YouTube. Collected children's personal data without parental notice or consent.$10 million
Plus mandatory 10-year audience review program
FTC v. Disney, Dec 2025
Cognosphere (Genshin Impact)2025Unfairly marketed loot boxes to children and teens. Failed to notify parents or obtain verifiable parental consent before collecting personal information from children under 13.$20 millionFTC v. Cognosphere, Jan 2025
TikTok / ByteDanceOngoing — filed 2024Knowingly allowed millions of children under 13 on the platform for years. Failed to honour parents' deletion requests. Built profiles on children even in "Kids Mode." Had already paid $5.7M in a 2019 COPPA settlement and repeated the violations anyway.Up to $51,744 per violation per day
Total exposure: potentially billions. Case ongoing.
DOJ v. ByteDance, Aug 2024
Amazon (Alexa)2023Retained children's voice recordings indefinitely — even when parents requested deletion — and used them to train Alexa's speech recognition algorithm. Violated COPPA's data retention requirements.$25 million
Plus mandatory deletion of wrongfully retained data
FTC v. Amazon, July 2023
NGL Labs (anonymous messaging app)2024Marketed anonymous messaging app to children and teens. The two co-founders were personally named in the FTC complaint — not just the company.Founders personally banned from offering services to minorsFTC v. NGL Labs, July 2024
🚨
The NGL Labs case is the most important one for individuals. The two co-founders were personally named in the federal complaint and personally banned from offering anonymous messaging services to minors. COPPA liability can follow you as an individual, not just as an employee of a company.
💡
"But we're small — the FTC only goes after big companies." That is false. The FTC has brought enforcement actions against companies of every size since COPPA's first year in 2000. Lisa Frank Inc. was fined in 2001. A children's popcorn brand was fined in 2002. An Etch-a-Sketch toy company was fined for running a birthday club. The law has no minimum size threshold. What it has is a maximum fine of $53,088 per violation — which can mean per child, per day, or per data point collected without consent.
📊
The enforcement trend is upward, not downward. The FTC's 2025 rule update was followed immediately by new enforcement actions. The FTC held a workshop on children's privacy in January 2026. Congressional legislation (COPPA 2.0 and KOSA) is advancing to expand protections further.
2

Who COPPA Covers — and Why That Includes You

Mixed audience sites, social media, and brand representatives

COPPA covers "operators" — the companies running websites and online services. But it also affects every person who works on behalf of that company, because your actions online can create legal liability for Reef Remix, LLC.

Reef Remix is a "mixed audience" site — one that serves both children and adults (parents). The 2025 rules created a formal definition for this category.

Audience TypeCOPPA Applies?What That Means
Children's site (primary audience is under 13)Yes — fullyAll COPPA rules apply to every user by default
Mixed audience site (Reef Remix — serves kids + parents)Yes — for under-13 usersMust age-screen before collecting data; COPPA rules apply once a user is identified as under 13
General audience site (not directed at children)Only if you knowingly collect from a childStill applies if you have actual knowledge you're dealing with a child under 13

For social media team members and brand ambassadors specifically: When you post content, respond to comments, collect DMs, run giveaways, or gather any information on behalf of Reef Remix — you are acting as an extension of the company. If a child under 13 participates and data is collected without consent, that is a COPPA issue regardless of which platform you're on.

📌
Platform rules do not replace COPPA. Instagram, TikTok, and YouTube all have their own under-13 policies — but those are minimum baselines. Our COPPA obligations are separate and additional. Even if a platform allows something, COPPA may not.
3

What Counts as "Personal Information"

The 2025 rules expanded this definition significantly

Under COPPA, "personal information" is broader than most people assume. The 2025 amendments expanded the definition further.

Type of InformationExamplesNew in 2025?
NameFirst name, last name, nicknameNo — existing
Contact informationEmail, phone number, home address, social media usernameMobile numbers added in 2025
Location dataPrecise GPS location, IP address linked to physical locationNo — existing
Persistent identifiersCookies, device IDs, ad tracking IDsNo — existing
Photos, videos, audioAny image or recording that could identify the childNo — existing
Biometric identifiersFingerprints, face templates, voiceprints, retina patterns✅ New 2025
Government identifiersSocial Security number, passport, birth certificate number✅ New 2025
🎥
Important for content creators: If you film or photograph children (including at events) and post that content online as part of a Reef Remix campaign, and any of those children are under 13, you are potentially collecting and disclosing personal information (their image) without parental consent. Always get written parental consent before including identifiable children in brand content.

For Reef Remix's daily operations, the most relevant categories are names, email addresses, and any data entered into AI-powered features in the app. Every data collection touchpoint must have proper consent in place before under-13 data is collected.

4

Parental Consent — The Core of COPPA

What counts as valid consent, what doesn't, and how to handle it

Before any personal information is collected from a child under 13, a parent or legal guardian must give verifiable parental consent (VPC). This means consent that can actually be verified — a child clicking "I agree" on behalf of their parent does not count.

Valid Consent Methods

Signed consent form sent/returned via post or fax; credit card verification; video call with parent; knowledge-based authentication; parent email with follow-up confirmation loop.

Not Valid Consent

Child clicking a checkbox. Parent's name typed by the child. A general terms of service agreement. An age gate that just asks "Are you over 13?" with no verification.

🔄

Separate Consent for Sharing

New in 2025: if you want to share a child's data with a third party (e.g. for ads or analytics), you need a separate consent for that — the original consent doesn't cover it.

🗑️

Right to Delete

Parents can request deletion of their child's data at any time. You must honour this request. You must also tell parents this right exists in your privacy notice.

For Reef Remix specifically: parent accounts own all data. Children never create their own accounts. If a family member under 13 wants to use any data-collecting feature, the parent account must have completed verifiable consent first.

📋 Real Scenario

A 10-year-old sees our content on social media. A post asks followers to comment their email to enter a giveaway. The child comments with their email address.

✅ Correct action: Do not record or use that email. Reply (without using their name publicly) to let them know a parent needs to enter for them, and direct them to our official entry method which requires parent consent. Delete the comment email from any records immediately.

5

Data Retention — New 2025 Rules

You cannot keep children's data forever. Here's what you must do.

One of the most significant 2025 changes is the strict new data retention requirement. Previously, retention was vague guidance. Now it is a hard legal obligation.

📋
The three rules of data retention (2025):
1. Children's data may only be kept for as long as is reasonably necessary for the specific purpose it was collected.
2. You must have a written retention policy stating why data is kept, the business need, and when it will be deleted.
3. That written policy must be published in your public-facing privacy notice.

Indefinite retention of children's data is now explicitly illegal. The FTC has specifically called out AI model training as an area where indefinite data retention from children is not acceptable.

Data TypeWhy CollectedRetention Limit
Parent email (subscription)Account managementDuration of subscription + reasonable post-cancellation window, then delete unless new consent obtained
Age bracket selectionServe age-appropriate contentActive subscription only — not retained after account deletion
Playback/usage dataResume content, improve experienceActive subscription period only — deleted on cancellation on request
Family profile dataRight Now personalisationActive account only — full deletion available to parent on demand at any time
6

AI Features & Technology — Special Risks

Why AI tools, recommendation engines, and interactive features need extra care

AI-powered features are specifically on the FTC's radar in the 2025 updates. Reef Remix's Right Now engine uses contextual data to surface relevant content — and we've designed it correctly — but every team member needs to understand the risks so nothing accidentally undermines that protection.

🤖
The FTC has explicitly stated: Using children's data to train AI models, fine-tune AI systems, or retain data indefinitely under the guise of "improving the AI" is inconsistent with COPPA's 2025 data retention rules. Any AI feature that touches children's data must be designed with strict data minimisation in mind.

Reef Remix's Right Now engine is designed correctly: family context (age tiers, situation) is used in real time to match content — it is not used to build behavioral profiles of individual children or feed into any model training pipeline. The content matching is context-based, not behavior-based. This is the legally correct design per our Architecture & Principles.

✅ Do This

  • Use AI features that match context without storing child-level behavioral data
  • Clearly disclose to parents what information powers the Right Now engine
  • Verify any third-party API provider's data retention policy before integrating
  • Route all data collection through the parent account, never directly from the child
  • Age-gate all features — family profile is set by parent, not child

❌ Never Do This

  • Log individual child interaction data in any database without explicit parental consent for that purpose
  • Use a third-party AI tool with a child-facing feature without checking their COPPA/data policy
  • Use children's interactions to train, improve, or fine-tune any AI model
  • Let children under 13 create profiles or accounts without going through the parent consent flow
  • Add analytics tracking to child-facing features without verifying consent coverage
7

Social Media Rules for the Reef Remix Team

What our social team must never do — and what to do instead

Social media is where COPPA violations are most likely to happen accidentally. Here are the specific situations the Reef Remix social team will encounter and exactly how to handle them.

Scenario A — Giveaway Entries

We run a "win a Reef Remix subscription" giveaway. A child who appears to be under 13 enters by commenting with their email or DMing us personal details.

✅ Do not record or use any personal data from the child. Ask a parent to enter on their behalf via our official form, which requires parent consent. Do not publicly call out the child's age or details.

Scenario B — UGC (User-Generated Content)

A parent posts a photo of their young child enjoying a Reef Remix song and tags our brand. It's perfect for our Instagram. Can we repost it?

✅ Contact the parent (not the child) via DM to request explicit written permission to repost the image. Confirm in writing that they are the parent/guardian and consent to their child's image being used in our marketing. Screenshot and save that consent. Only then repost.

Scenario C — DM from a Child

A child DMs our account saying they love the songs and asks a question. They mention they're 9 years old.

✅ You may respond to the question in a general, helpful way. Do not ask for any personal information. Do not add them to any list. Keep responses warm but brief, and suggest they show our website to their parent/guardian.

Scenario D — Content Featuring Children

We're at a family expo. Kids are interacting with Reef Remix content and their parents are photographing them. We want to capture this for our socials.

✅ Before filming or photographing any identifiable child for brand use, obtain written parental consent on the spot. Keep a consent form (physical or digital) available at all events. Do not post any image where a child is clearly identifiable without confirmed written parental consent on file.

📌
The golden rule for social media: If a person might be under 13, treat them as if they definitely are. Never collect their data. Never feature them without parent consent. When in doubt, ask a parent — not the child.
8

Brand Ambassadors — Your Specific Obligations

When you promote Reef Remix, you carry our legal obligations with you

If you are a brand ambassador, affiliate, or influencer who creates content featuring or promoting Reef Remix, LLC, COPPA obligations travel with the brand. Your audience, your platform settings, and your content choices all matter.

👥

Know Your Audience

If a significant portion of your audience is under 13, any data collection in partnership with Reef Remix (giveaways, competitions, email captures) must follow COPPA consent rules for that audience segment.

📢

Disclose the Partnership

FTC rules require you to clearly disclose paid partnerships. Failure to disclose is a separate FTC violation on top of any COPPA issues. Always use #ad or #sponsored.

🚫

No Direct Data Collection

Never collect email addresses, personal information, or contest entries from followers on behalf of Reef Remix without our official consent form in place. Direct all entries to our official channel.

🎥

Children in Your Content

If you feature your own children or other children using Reef Remix products, you are responsible for ensuring their image is used with full parental consent — written consent from other parents.

⚖️
Liability can extend to you personally. In some FTC enforcement actions, individuals — not just companies — have faced personal liability for COPPA violations. If you knowingly collect data from children without consent while acting on behalf of Reef Remix, LLC, you can be personally named in an enforcement action.
9

What to Do If Something Goes Wrong

Reporting, response, and why acting fast matters

No system is perfect. If you suspect a COPPA violation has occurred — or is about to — here is what to do:

🚨

Step 1: Stop

Immediately cease whatever activity may have created the issue. Do not delete anything yet — that could be evidence tampering. Stop collecting, stop posting, stop the process.

📞

Step 2: Report

Contact your manager or Reese immediately. Do not try to quietly fix it yourself. Report what happened, when, and what data may have been affected.

📝

Step 3: Document

Write down exactly what happened, what you saw, and what actions you took. Date and time it. This documentation protects both you and Reef Remix, LLC.

⚖️

Step 4: Legal Review

Depending on severity, we may need to consult a lawyer. Do not issue any public statements or contact affected families without legal guidance.

Acting fast reduces liability. The FTC looks more favourably on companies that self-identify issues, act quickly to remedy them, and demonstrate good faith compliance efforts. Trying to cover up a violation is always worse than reporting and addressing it.
📬
If a parent contacts you directly with a concern about their child's data — forward it to Reese immediately. Parents have a legal right to access, correct, and delete their child's data. We must respond within a reasonable timeframe. Do not ignore or delay these requests.
10

The FTC Six-Step Compliance Plan

The official government framework — quiz questions 16–20 are drawn directly from this

The Federal Trade Commission publishes an official six-step compliance plan for businesses. Questions 16 through 20 in the quiz are drawn directly from this framework. Read each step carefully before attempting the quiz.

🔗
Official FTC Source: The full six-step plan is published at ftc.gov/business-guidance/resources/childrens-online-privacy-protection-rule-six-step-compliance-plan-your-business — bookmark this. The FTC also maintains a COPPA hotline: CoppaHotLine@ftc.gov
1️⃣

Step 1 — Determine If COPPA Applies

Before anything else, assess whether your site or service collects personal information from children under 13. If your site is directed at children or you have actual knowledge users are under 13, COPPA applies. You cannot comply with a law you haven't confirmed applies to you.

2️⃣

Step 2 — Post a Compliant Privacy Policy

Your privacy policy must clearly state: (1) the name and contact details of every operator collecting data, (2) what personal information is collected, (3) how it is used and disclosed, and (4) parents' rights — including the right to review, correct, and delete their child's data.

3️⃣

Step 3 — Notify Parents Directly

Before collecting any personal information from a child, you must provide direct notice to the parent — not the child — describing your data practices. This notice must happen before collection begins, not during or after.

4️⃣

Step 4 — Obtain Verifiable Parental Consent

Valid methods include: credit card verification, knowledge-based authentication, signed consent form, or video call with trained staff. A child clicking a checkbox for their parent is never valid. A ToS agreement is never valid consent.

5️⃣

Step 5 — Honour Parents' Ongoing Rights

After initial consent, parents retain the right to: review data collected from their child, correct inaccurate data, request complete deletion, and revoke consent at any time. You must have a clear, working process for these requests.

6️⃣

Step 6 — Implement Data Security

Take reasonable steps to protect the security, confidentiality, and integrity of children's personal information. This includes using reputable service providers, limiting data retention to what is necessary, and having a documented breach response plan.

⚠️
Critical point tested in the quiz: A Terms of Service saying "users must be 13 or older" does NOT make a site exempt from COPPA. The FTC has explicitly stated that whether a site is "directed to children" depends on the content, design, and audience — not the ToS.
📌
Remember for the quiz: Step 1 = determine if COPPA applies. Step 2 = privacy policy. Step 3 = notify parents. Step 4 = get consent. Step 5 = ongoing parental rights. Step 6 = security. The order matters and is tested directly.
Certification Assessment

🛡️ COPPA Compliance Quiz

Answer all 20 questions. You need 100% to pass and receive your Reef Remix, LLC COPPA certificate. Review the lessons, then attempt the quiz. Unlimited attempts.

20 questionsPass mark: 100%Unlimited attempts
0 of 20 answered
0/20
Calculating...
0
Correct answers
0
Incorrect answers
0%
Score
Result
🐠 Reef Remix, LLC
🛡️

Certificate of Completion

COPPA Compliance Training · 2025

This certifies that

has successfully completed the Reef Remix, LLC COPPA Staff Compliance Training Program and demonstrated complete understanding of the Children's Online Privacy Protection Act requirements applicable to social media, content creation, brand representation, and digital marketing roles.
Date Issued Score Achieved 2025 RulesVersion Trained